In article <POadnVy9e4Y6-LHVnZ2dnUVZ_oPinZ2d@[EMAIL PROTECTED]
>,
"Dioclese" <NONE> wrote:
> Property taxes are based on: value of your property per the county tax
> *****sor, not the size of the lot or the square footage of the home.
Um, babe, yes they do! When I had the addition built on, they tried to
give me a seriously over-rated tax increase! I objected as it's just a
bloody sun ****ch. Got it reduced by around $300.00. Size and location
of the lot, plus buildings and land improvements such as wells and
outbuildings, etc.
> Yes,
> both play in determining that. So does the prevailing values of the
> properties in your vicinity. The tax percentage times the estimated
> property value equals the annual tax burden. I think you will find that
if
> you can find an equally valued home/property in Austin/San Antonio,
there
> would be little difference in the tax burden depending on the school
> district.
I have. San Antonio is MUCH higher...
>
> I physically go to the local bank and have them transfer my checking
account
> monies to my savings account every month for property taxes and annual
auto
> insurance premium. When either come due, I transfer the monies back and
> write the appropriate check.
It's less hassle for me to do an auto-debit like I do for my morgage and
enter it in the checkbook accordingly. I have a separate "checkbook" to
draw from the money market (savings) account when I need to draw on it.
I can also phone call to have money transferred back into checking, but
it's not necessary.
> I used to do the transfer at the bank's ATM.
> But, I ran into something unusual that the bank clerk and customer
service
> could not explain. They said the bank would hold funds if my total
debits
> exceeded 1000 dollars. Together with my transfer and debits, it did
exceed
> that. They said an internal transfer electronically from the bank ATM
to my
> savings account should not be a factor. They could not explain it. My
> debit card was refused that day at the local dollar store for 9 bucks
worth
> of dog food. Even though my checking account had over 2000 dollars in
it.
> So, the bank personnel said to come in the bank and let them do the
checking
> to savings transfer.
> --
> Dave
I'd rather not have to go there in person. My schedule is a bit wierd
because I work night ****fts...
I could do the transfers thru paypal or on line banking, but I don't
like putting my banking info. on the internet.
The phone calls work fine. :-)
As do the scheduled auto-debits.
I use Bank of America.
With the savings account checks, I really don't have to do transfers to
checking from savings, but I've currently misplaced the book. :-P
--
Peace! Om
"Human nature seems to be to control other people
until they put their foot down." -- Stephan Rothstein
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